Example: Assuming guardianship of their six-year-old granddaughter, Kimberly, after her drug-addict mother was ruled unfit, Jimmy and Judy Stuttler brought the child to live with them in their Clearwater, Florida, retirement village. Since Kimberly was not technically “over 55” or arguably “retired,” the alarmed HOA tried to force the girl out. Attempting to move, the Stuttlers failed to sell their home even after slashing its price from $250,000 to $129,000 and were eventually sued by the HOA. Kimberley’s fate is now in the hands of the courts.